MANDATORY INSURANCES FOR THE CONDOMINIUM
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❓ Identified Question
"What mandatory insurances must a condominium have?"
🎯 Direct Answer
The condominium is required to have insurance for the common parts, but not for the individual autonomous fractions, unless the internal regulations stipulate otherwise.
Legal Basis: Artigo 1424.º do Código Civil View on DRE
Official Documentation
📋 Context & Applicability
The insurance, as a rule, must cover the common parts of the building.
Article 1424 of the Civil Code establishes the condominium's responsibility regarding the maintenance and protection of the common parts.
- The insurance must include coverage for building damages and civil liability.
- The condominium regulations may require additional insurances.
✅ Technical Checklist
- Verify the condominium regulations for additional insurances.
- Confirm the insurance policy for the common parts.
Applicability depends on the condominium's internal regulations.
Legal Notice
This content is for informational purposes only and does not replace personalised legal advice.
Always confirm critical decisions with a qualified lawyer or professional.
The content is specific to Portuguese law and may not apply to other jurisdictions.